Disclosure: I partnered with Kroger Family Stores for this post. All my opinions are my own.
It is unbelievable that the holidays are here. I know this is repeated by many each year but really — where did the year go? I have been scrambling around looking for budget saving ideas. Years ago, we signed up for a Kroger card for extra savings on the grocery bill. The nice bonus is earning fuel points for discounts at fill up. Generally the discount is .10 off per gallon. Right now, the discount is even better. From now until December 8th, buy gift cards* at any Kroger family grocery store and earn 4x fuel points.
So that adds up to 12 percent saved by taking advantage of Kroger’s Fuel Points promotion. For example, here is a scenario where about $12 is saved with a $100 purchase of gift cards:
$6 in fuel rewards (.40 off 15 gallon tank)
$6 back if you earn 6% cash back on credit card grocery purchase
$12 total savings on a $100 gift card
With this type of deal, I make a list of places I need to shop and then purchase a gift card for that store. After that, I look for store coupons and promotions to further the savings. This is a process yet in some cases, it can save ten to forty percent off.
I am sure there are many other creative ways to stretch the dollars. This deal is available online as well.
a Rafflecopter giveaway
*Excludes Kroger family grocery store or open loop gift cards (like American Express, Visa, Mastercard etc).
Disclosure: The opinions expressed on frufrugal.com are those of the owner. This is a sponsored post. For more details, please read the site disclaimer.
Save Yourself During the Holiday
Can you believe the holidays are here? The frenetic energy to get organized and ready is almost palpable. If you’re like me, the mere mention of out-of-town visitors brings on the anxiety. Having enough time to prep the house and make it inviting overwhelms me. Let alone worry about what to feed everyone. Thus, I am happy to learn new ways to save all around (time, money and my sanity).
Meal time is one of my favorite places to find shortcuts. Not that I mind cooking so much. There are only so many holiday meals and gatherings one can partake in before needing a break. Enter Groupon Restaurant Pages.
The cool thing about Groupon Restaurant Pages is you can search and find a local restaurant. On the restaurant’s page find discounts, reviews and other details about the dining experience. Plus a google map to view the location. No need to open a separate browser tab on your Aunt’s computer and wait for directions to load. This takes minutes with her internet connection, mon dieu! Just enough time for a family squabble to erupt. I will curtail that and use Groupon!
A great way to save some money during this shopping season and spend less time in the kitchen (and less time arguing)! I would definitely say it is a win-win-win. Thanks Groupon for making this season a little easier to navigate.
Like clock work, back to school clothes and supply shopping hits the pocket book hard. It seems like everything that needs monetary attention, happens around this time as well (fixing a car tire, dental work, college student fees and so on). I had to review our budget to look at funds available. One of budget strategies we discussed was purchasing Visa Gift Cards to hold until these types of expenses come up and they do, every year. This is a great idea, especially if you can find discounts on the gift card purchases. For example, right now Office Max has a deal to maximize on savings:
$15 off when you purchase $300 in Visa Gift Cards. The offer is valid from August 23rd – August 29, 2015.
While this saves $15 off the top, add in other coupons and you can save up to $100 or more (depending on your strategy). My husband has no desire to do the research thus I end up spending about an hour or so doing the legwork.
Here are the steps I follow:
- Make a list of the items needed
- Price compare store sales via online circulars for price matching
- Sign-up for store rewards program
- Search for printable coupons to use in-store (check restrictions)
- Return empty ink cartridges (30 day processing).
Finally, I would split up the purchases. One part for Office Max and the other for clothes. Repeat the steps above for each retailer. Finally, after the purchase, some items will go on sale. Note, some stores will refund the difference but you’ll need to follow store policies.
There are so many ways to save but it does take time to prepare. I am curious, what strategies do you use to save — anything I have not mentioned? Or maybe you think it is not worth the hassle?
Bonus savings: If you have a Chase Ink Business credit card, you can double up on the savings! Card holders will receive increased rewards on specific purchases made at Office Max stores (4x the points or 5% cash back on the Visa Gift Card purchase). Visa Gift cards can be used everywhere the U.S. Visa Debit is accepted.
Details: Activation fees apply. Limit of 2 per household. See your local store for more details.
Disclosure: This is a sponsored post. All opinions are my own.